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FDIC Insurance
 

 

 

 

 

 

 

 

 

 

 

 

 

 

On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2009. 

Basic FDIC Deposit Insurance Coverage Limits*

Single Accounts (owned by one person) $250,000 per owner
Joint Accounts (two or more persons) $250,000 per owner
IRAs and certain other retirement accounts $250,000 per owner
Trust Accounts $250,000 per owner per beneficiary subject to specific limitations and requirements. 

*See this document for more information and the complete announcement.

FDIC Coverage

 
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