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2000 DIVIDEND REINVESTMENT PLAN

Cooperative Bankshares, Inc. (“Bankshares”) offers a Dividend Reinvestment and Stock Purchase Plan (“the Plan”) to stockholders who desire to reinvest all of their cash dividends to purchase additional shares of Bankshares stock. 

 To Enroll in the Plan:

1.Download and read the 2000 Dividend Reinvestment and Stock Purchase Plan.
2.Download and complete the Dividend
Reinvestment and Stock Purchase Plan enrollment card.
3.Mail the completed card to the Plan Administrator.

To Purchase Additional Shares: 

Once signed up for the Plan, stockholders may purchase additional shares of the common stock on a quarterly basis.  Participants may invest from $50 to $2,000 per dividend period to purchase additional shares.  Please utilize the Transaction Request Form for this purpose. Completed cards and checks, payable to First Citizens Bank, Plan Administrator, should be mailed to the address below: